welcome to ohfa

From rental to homeownership assistance, the Ohio Housing Finance Agency (OHFA) helps Ohio’s first-time homebuyers, renters, senior citizens, and others find quality, affordable housing that meets their needs. OHFA’s programs also support developers and property managers of affordable housing throughout the state. Whether you are a renter or homebuyer, a developer, or a property manager, find out how OHFA’s programs can help you.

open the door to a home of your own

Learn how OHFA can help you buy your first home or refinance your current home through our low-cost mortgage programs and down payment options. Learn more about our homeownership programs.

en Español

 

housing and economic recovery act

Important Information for Homebuyers

The Housing and Economic Recovery Act of 2008 (H.R. 3221) prohibits the use of the $7,500 new First-Time Homebuyer Credit in conjunction with tax-exempt Mortgage Revenue Bonds. Because the OHFA First-Time Homebuyer Program is financed with tax-exempt Mortgage Revenue Bonds, homeowners who use the OHFA program are not eligible for the credit.


 

Go to 2008 Ohio Housing Conference site2008 ohio housing conference

Thank you to the more than 1,200 participants who attended the 2008 Ohio Housing Conference! CEU certificates are now available. Go to conference site

mortgage Rates

First-Time Homebuyer &
Target Area Loan

7.25% w/out down payment assistance

Ohio Heroes

7.00% w/out down payment assistance

Opportunity Loan

7.50%

Participating lenders, go to Lender Online