avoiding foreclosure 
In addition to the Ohio Housing Finance Agency, many other local, state, and federal organizations and agencies serve as resources for affordable housing issues. Please review the following links and information to find a solution that can meet your specific needs and help you avoid foreclosure. You can also download foreclosure information and resources from our download center.
Save the Dream
Learn how Ohio’s Foreclosure Prevention Effort can help you stay in your home.
Take a Second Look at Your Mortgage
Do you understand your current loan terms? Do they meet your needs? Download our sample mortgage documents from our download center and use them to review your own mortgage package. Then talk to your mortgage company if you need more information about your loan.
Other Resources
The following reputable nonprofit organizations can help you avoid foreclosure. Be cautious of counseling services that ask you to pay fees.
- Homeownership Preservation Foundation
Call 1.888.995.HOPE to speak with a counselor at this nationwide assistance center. Phone lines are open 24 hours a day. - U.S. Department of Housing and Urban Development (HUD)
The HUD web site offers a list of approved counseling organizations available by state. Visit www.hud.gov/counseling or call 1.800.569.4287 to find the counseling organization nearest you. - Federal Foreclosure Resources
- Ohio Treasurer’s Office Foreclosure Intervention Resources by County
Find additional information on housing counselor services for homeowners and homebuyers.
Additional Tips
Before you fall behind on your mortgage payments, call your lender and explain your situation. Your lender may be able to offer you a solution.
If you have already missed payments or have received a foreclosure notice:
- Download information on How to File an Answer to a Compliant without an Attorney from our download center
- Contact a HUD-approved counseling agency
- And/or seek legal counsel
