First-Time Homebuyer, Target Area Loan, and Ohio Heroes Program

Lenders, Income and Purchase Price Limits

Lorain County

Income and Purchase Price Limits

NONTARGET AREAS	TARGET AREAS	GRANTS FOR GRADS
Income Limits	Income Limits	Income Limits
1 or 2 person family: $64,800	1 or 2 person family: $77,760	1 or 2 person family: $77,760
3 or more person family: $74,520	3 or more person family: $90,720	3 or more person family: $90,720

Purchase Price Limits	Purchase Price Limits	Purchase Price Limits
New and existing homes: $261,044	New and existing homes: $319,054	New and existing homes: $261,044

Participating Lenders

LENDER	CONTACT	PHONE NUMBER
Affordable Mortgage Corp.(LSB), 33565 Bainbridge Rd, Solon, OH 44139	Thomas Plucinsky	440.248.1104
Ag Credit Country Mortgage, 735-A US Hwy. 20 E., Norwalk, OH 44857	Terry Hales	419.663.4020
American Eagle Mortgage, 6145 Park Square Dr. Ste. 4, Lorain, OH 44053	David Berry	440.988.2900
American Eagle Mortgage, 1212 Hull Rd., Suite C, Sandusky, OH 44870	David Berry	440.988.2900
American Midwest Mortgage, 10247 Dewhurst Road., Elyria, OH 44035	Larry Wolf	440.882.5305
American Midwest Mortgage, 14600 Detroit Rd. # 1380, Lakewood, OH 44107	Larry Wolf	440.882.5305
American Midwest Mortgage, 4789 Leavitt Rd, Lorain, OH 44053	Larry Wolf	440.882.5305
American Midwest Mortgage, 6363 York Rd., Parma Hts, OH 44130	Larry Wolf	440.882.5305
American Mortgage Service, 1440 Rockside Road, Parma, OH 44134	Russ Iona	330.633.6678
American Mortgage Service Co., 70 West Ave, Tallmadge, OH 44278	Russ Iona	330.633.6678
Bank of America, 21012 Center Ridge Road, Rocky River, OH 44116	Sharon Gerber	440.725.5626
Buckeye Community Bk (LSB), 105 Sheffield Center, Lorain, OH 444055	Lou Calabreese	440.989.2076
Concord Mortgage Group, 735 Ceramic Place Ste. 220, Westerville, OH 43081	Jodi McCoy-Vermillion	614.818.4600
Consumers Mortgage, 6155 Park Sq Dr. Ste 1, Lorain, OH 44053	Maria Todorovic	440.826.1000
Consumers Mortgage, 7972 Tyler Blvd., Mentor, OH 44060	Maria Todorovic	440.826.1000
Consumers Mortgage, 7851 Freeway Circle, Middleburg Hts., OH 44130	Maria Todorovic	440.826.1000
Consumers Mortgage, 18500 Lake Road Ste 100, Rocky River, OH 44116	Maria Todorovic	440.826.1000
Cummings Mortgage, 2609 Columbus Ave., Sandusky, OH 44870	Dan Cummings	419.625.1894
Dollar Bank, 6868 Pearl Road, Middleburg Heights, OH 44130	Dan Wojnarski	440.842.1460
Fairway Independent Mortgage, 645 E. State Street, Salem, OH 44460	Carole Dawes	330.337.3260
Fairway Independent Mortgage, 4070 Bridgewater Parkway, Stow, OH 44224	Brian Thomas	330.923.3770
Fifth Third Mortgage, 600 Superior Ave. E., Cleveland, OH 44144	Marty Garrity	216.274.5137
First Federal Lakewood, 14806 Detroit Ave., Lakewood, OH 44107	Mary Lou Call	216.780.9077
First Federal Lakewood, 20425 Center Ridge Road, Rocky River, OH 44116	Bill Craighead	216.256.8265
First Federal Lakewood, 24441 Detroit Road, Westlake, OH 44145	Bill Craighead	216.256.8265
First Federal Lakewood, 26614 Lorain Road, North Olmsted, OH 44070	Rich General	440.463.1801
First Federal Lakewood, 26908 Cook Road, Olmsted Township, OH 44138	Rich General	440.463.1801
First Federal Lakewood, 1812 Pearl Road, Brunswick, OH 44212	Shane Hruby	330.840.9887
First Federal Lakewood, 34385 Center Ridge Road, North Ridgeville, OH 44039	Sherry Marshall	440.241.5350
First Federal Lakewood, 14244 Pearl Road, Strongsville, OH 44136	Scott Merdes	440.915.1613
First Federal Lakewood, 36839 Detroit Road, Avon, OH 44011	Bob Murphy	440.570.7231
First Federal Lakewood, 32812 Walker Road, Avon Lake, OH 44012	Bob Murphy	440.570.7231
First Federal Lakewood, 2035 Crocker Road, Westlake, OH 44145	Beth Ann Raum	216.799.2001
First Federal Lakewood, 22380 Lorain Road, Fairview Park, OH 44126	Michele Wheeler	216.346.0226
First Ohio Banc & Lending, 6100 Rockside Woods Blvd, Independence, OH 44131	Jason Lukasik	216.642.8900
First Ohio Banc and Lending, 34887 Lorain Road, North Ridgeville, OH 44039	Todd Liguzinski	216.503.6616
First Place Bank, 25000 Country Club Blvd. # 200, North Olmstead, OH 44070	Roberta Tirpak	440.779.0807
First Security Mortgage Corp., 15887 Snow Rd. Ste 200, Brook Park, OH 44142	Melanie Alexander	216.267.1735
Flagship Mortgage, 6133 Rockside Road Ste 400, Independence, OH 44131	Terry Maxson	216.520.6350
Guaranteed Home Mortgage, 12333 Ridge Road Unit 10, North Royalton, OH	Gerry Arnholt	440.237.6000
Hallmark Mortgage Services, 8500 Station St., Mentor, OH 44060	John Miller	440.974.9376
Heritage Mortgage Services, 27970 Chagrin Blvd, Woodmere, OH 44122	Douglas Baker	216.896.0630
Hometown Mortgage & Financial Services, 9555 Jackson Street, Mentor, OH 44060	Steve Clark	440.446.0166
Howard Hanna Mortgage Services, 800 W. St. Clair Avenue, Cleveland, OH 44113	Joe Lindau	216.447.0077
Huntington Mortgage Group, 917 Euclid Avenue, Cleveland, OH 44115	Lisa Behm	216.515.6040
JMH Group Inc., 4401 Rockside Road Ste 405, Independence, OH 44131	Hilda Fazekas	216.328.9771
Key Bank, 1836 Coventry Road, Cleveland Hgts., OH 44118	Heidi 1Goldberg	440.669.0000
Key Bank, 10450 Superior Ave., Cleveland, OH 44106	Cynthia Blake	330.253.4629
Key Bank, 14006 Kinsman Road, Cleveland, OH 44120	Eddy Chatmon	216.692.8112
Key Bank, 22481 Lake Shore Blvd., Euclid, OH 44123	Eddy Chatmon	216.692.8112
Key Bank, 4967 Turney Road, Garfield Hgts., OH 44125	Eddy Chatmon	216.692.8112
Key Bank, 5301 Warrens Center Road, Maple Heights, OH 44137	Eddy Chatmon	216.692.8112
Key Bank, 4269 Fulton Road, Cleveland, OH 44144	Matthew Kormos	216.780.4345
Key Bank, 1808 Snow Road, Parma, OH 44134	Matthew Kormos	216.780.4345
Key Bank, 4425 W. 220th Street, Fairview Park, OH 44126	Jan Lehrer	216.533.1000
Key Bank, 3370 W. 117th Street, Cleveland, OH 44111	Jake Wolsch	440.503.4419
Key Bank, 17138 Lorain Ave, Cleveland, OH 44111	Jake Wotsch	440.503.4419
Metro Mortgage, 32801 Vine St., Willowick, OH 44095	Jim Vanek	440.943.1111
Midwest Mortgage Investments, 5450 Monroe St, Toledo, OH 43623	Richard Deeb	419.842.0505
Mortgage Now Inc., 750 W Resource Dr, Brooklyn Hts, OH 44131	Evert Bice	800.245.1050
NVR Mortgage, 460 White Pond Drive, Akron, OH 44320	Dave Skebba	330.864.2423
Professional Lending Solutions (LSB), 2 Summit Drive, Independence, OH 44131	Greg Sejba	216.520.5970
Real Estate Mortgage Corp, 23220 Chagrin Blvd., Beachwood, OH 44122	Lee Hardy	216.223.5203
Real Estate Mortgage Corp., 2132 case Parkway, Twinsburg, OH 44087	Tony Dobbert	330.405.1313
Real Estate Mortgage Corp., 20325 Center Ridge Rd., Rocky River, OH 44116	Tom Reichert	440.229.5146
Ross Mortgage Corp., 30841 Euclid Ave., Willoughby, OH 44094	Dan Stojovich	440.943.8600
Schmidt Mortgage, 20545 Center Ridge Rd. # 250, Rocky River, OH 44116	Bob Fludine	440.356.3242
Union Capital Mortgage Co., 7676 Reynolds Road, Mentor, OH 44060	Kim Schelgunov	440.585.5626
Union National Mortgage Co., 30670 Bainbridge Rd. Ste. 19, Solon, OH 44139	Ken Burnett	440.542.9996
Union National Mortgage Co., 5061 N. Abbe Rd # 4, Elyria, OH 44035	Bill DiCapua Jr.	440.933.7001
Union National Mortgage Co., 7 Liberty Street, Norwalk, OH 44857	Todd Lillo	419.668.9922
US Bank Home Mortgage, 1 Public Square, Brecksville, OH 44141	Orlando Figeroa	216.475.7680
US Bank Home Mortgage, 4601 Richmond Road, Warrensville, OH 44128	Mike Lewin	216.475.7684
US Bank Home Mortgage, 29979 Detroit Rd., Westlake, OH 44145	Steve Webster	440.892.4238
US Financial Services, 12564 Mayfield Road, Chardon, OH 44024	David Sensibello	440.285.2033
Wells Fargo Home Mortgage, 306 N Cleveland-Massillon Rd, Akron, OH 44333	Alex Dickos	330.670.5903
Wells Fargo Home Mortgage, 6155 Rockside Road, Independence, OH 44131	David Pelz	440.829.7986
Wells Fargo Home Mortgage, 4722 Great Northern Blvd, North Olmstead, OH 44070	Richard Roskoph	440.930.5646
Westfield Bank, Two Park Circle, Westfield Center, OH 44251	Jean Letterly	330.887.0812
Westfield Bank, 4992 Foote Road, Medina, OH 44256	Robin Massaro	330.722.8944