publications for Homebuyers 
OHFA publishes a variety of brochures, fact sheets, and other materials with important information for homebuyers and homeowners. All of our materials are available for download below.
Downloading Files
The following files are in Adobe PDF file format and must be viewed with Adobe Reader. If you do not have Adobe Reader, a free version can be downloaded from Adobe's web site.
Income Limits
- Maximum Income Limits for Homebuyer Programs (141 KB)
One, two, and three+ person family maximum income limits for target and non-target areas in all Ohio counties - Maximum Income Limits for Opportunity Loan Refinance Program (112 KB)
Maximum income limits for all Ohio counties
Sales Price Limits
- Maximum Sales Price Limits for Homebuyer Programs (143 KB)
One, two, three, and four-family home maximum sales prices for target and non-target areas in all Ohio counties
Target Areas
- Ohio Target Areas (321 KB)
Census tracts, street, township, village, and other areas designated as target areas in Ohio
Program Brochures
- First-Time Homebuyer Program Brochure (1.4 MB)
Program information and eligibility requirements - Opportunity Loan Refinance Program Brochure (802 KB)
Program information and eligibility requirements
Program Fact Sheets
- First-Time Homebuyer Program (1.4 MB)
Program details and options - First-Time Homebuyer Program Loan Checklist and Process (802 KB)
A list of steps to take and items you need to obtain an OHFA homeownership loan - First-Time Homebuyer Program – Helping Veterans (618 KB)
Information and special exemptions for qualified veterans seeking to use the First-Time Homebuyer Program - Ohio Heroes Program (737 KB)
Program information and eligibility - Opportunity Loan Refinance Program for Borrowers (484 KB)
Program details and eligibility requirements - Opportunity Loan Refinance Program Loan Process and Checklist (403 KB)
A list of steps to take and items you need to obtain an Opportunity Loan
Foreclosure Resources
- Take a Second Look At Your Mortgage (365 KB)
Resources, tips, and information for avoiding foreclosure - Sample Mortgage Documents (10.6 MB)
Samples you can use to review your own mortgage package - How to File an Answer to a Complaint without an Attorney (17 KB)
What to do if you receive a foreclosure notice
Mortgage Credit Certificate (MCC) Form
- Request for Copy of MCC (499 KB)
Use this form to request information about your MCC for income tax purposes
Fax the completed form to 614.995.0487 or mail it to:
Ohio Housing Finance Agency
Attention: Office of Homeownership
57 East Main Street
Columbus, Ohio 43215
Recapture Tax Reimbursement Form
- Request for Recapture Tax Reimbursement (142 KB)
Use this form to request recapture tax reimbursement
Fax the completed form to 614.995.0487 or mail it to:
Ohio Housing Finance Agency
Attention: Assistant Director, Office of Homeownership
57 East Main Street
Columbus, Ohio 43215

