Publications for Homebuyers

OHFA publishes a variety of fact sheets and other materials with important information for homebuyers and homeowners. All of our materials are available for download below.

Downloading Files

The following files are in Adobe PDF file format and must be viewed with Adobe Reader. If you do not have Adobe Reader, a free version can be downloaded from Adobe's web site.

203(ks) Fact Sheet

203(ks) product (1.06 MB Adobe PDF File)
If you're buying a property that needs rehabilitation and repair, the 203(ks) product offered by several OHFA participating lenders may be right for you.

Down Payment Assistance Fact Sheet

Down Payment Assistance (1.05 MB Adobe PDF File)
If you're paying for a down payment and closing costs have kept you from getting into a home of your own, OHFA's Down Payment Assistance product may be able to help.

First-Time Homebuyers Fact Sheet

First-Time Homebuyer Program (1.06 MB Adobe PDF File)
Information on OHFA's First-Time Homebuyer program and products.

FHA Weatherization Fact Sheet

Weatherization Program (94 KB Adobe PDF File)
Available for use with OHFA loan products for all FHA insured loans so homebuyers can reduce the costs of heating and cooling their new home by making weatherization improvements.

Grants for Grads Fact Sheet

Grants for Grads product (1.02 MB Adobe PDF File)
Designed to help recent graduates and the state economy by retaining professional talent within Ohio.

Income Limits

Maximum Income Limits for Homeownership products (175 KB Adobe PDF File)
One, two, and three+ person family maximum income limits for target and non-target areas in all Ohio counties
Maximum Income Limits for the Grants for Grads product (186 KB Adobe PDF File)
Maximum family income limits for all Ohio counties under the Grants for Grads product

Mortgage Credit Certificate Fact Sheet

Mortgage Credit Certificate product (1.25 MB Adobe PDF File)
An MCC allows you to take a direct tax credit for a portion of your mortgage interest for the life of the mortgage.

New Home Sweet Home Fact Sheet

New Home Sweet Home product (1.13 MB Adobe PDF File)
An extended lock option for homebuyers who purchase a new home and want to use OHFA's First-Time Homebuyer Program.

Ohio Heroes Fact Sheet

Ohio Heroes product (1.48 MB Adobe PDF File)
Assists Ohio heroes who make a difference in our lives by working hard in critical jobs every day.

OHFA Homebuyer Education Program Forms

Homebuyer Guide (7.97 MB Adobe PDF File)
Education and information for homebuyers
Homebuyer Education Test (1 MB Adobe PDF File)
Use this form to complete OHFA's Streamlined Homebuyer Education
Monthly Budget Form (700 KB Adobe PDF File)
Use this form to complete OHFA's Streamlined Homebuyer Education
Fax Cover Sheet (384 KB Adobe PDF File)
Use this cover sheet to fax your completed test and budget form to OHFA

Purchase Price Limits

Maximum Purchase Price Limits for Homeownership products (170 KB Adobe PDF File)
One, two, three, and four-family home maximum purchase prices for target and non-target areas in all Ohio counties

Target Areas

Ohio Target Areas (1.94 MB Adobe PDF File)
Census tracts, street, township, village, and other areas designated as target areas in Ohio

Mortgage Credit Certificate (MCC) Form

Request for Copy of MCC (146 KB Adobe PDF File)
Use this form to request information about your MCC for income tax purposes

Fax the completed form to 614.995.0487 or mail it to:

Ohio Housing Finance Agency
Attention: Office of Homeownership
57 East Main Street
Columbus, Ohio 43215

Recapture Tax Reimbursement Form

Request for Recapture Tax Reimbursement (588 KB Adobe PDF File)
Use this form to request recapture tax reimbursement