publications for Homebuyers

OHFA publishes a variety of brochures, fact sheets, and other materials with important information for homebuyers and homeowners. All of our materials are available for download below.

Downloading Files

The following files are in Adobe PDF file format and must be viewed with Adobe Reader. If you do not have Adobe Reader, a free version can be downloaded from Adobe's web site.

Income Limits

Maximum Income Limits for Homebuyer Programs (141 KB)
One, two, and three+ person family maximum income limits for target and non-target areas in all Ohio counties
Maximum Income Limits for Opportunity Loan Refinance Program (112 KB)
Maximum income limits for all Ohio counties

Sales Price Limits

Maximum Sales Price Limits for Homebuyer Programs (143 KB)
One, two, three, and four-family home maximum sales prices for target and non-target areas in all Ohio counties

Target Areas

Ohio Target Areas (321 KB)
Census tracts, street, township, village, and other areas designated as target areas in Ohio

Program Brochures

First-Time Homebuyer Program Brochure (1.4 MB)
Program information and eligibility requirements
Opportunity Loan Refinance Program Brochure (802 KB)
Program information and eligibility requirements

Program Fact Sheets

First-Time Homebuyer Program (1.4 MB)
Program details and options
First-Time Homebuyer Program Loan Checklist and Process (802 KB)
A list of steps to take and items you need to obtain an OHFA homeownership loan
First-Time Homebuyer Program – Helping Veterans (618 KB)
Information and special exemptions for qualified veterans seeking to use the First-Time Homebuyer Program
Ohio Heroes Program (737 KB)
Program information and eligibility
Opportunity Loan Refinance Program for Borrowers (484 KB)
Program details and eligibility requirements
Opportunity Loan Refinance Program Loan Process and Checklist (403 KB)
A list of steps to take and items you need to obtain an Opportunity Loan

Foreclosure Resources

Take a Second Look At Your Mortgage (365 KB)
Resources, tips, and information for avoiding foreclosure
Sample Mortgage Documents (10.6 MB)
Samples you can use to review your own mortgage package
How to File an Answer to a Complaint without an Attorney (17 KB)
What to do if you receive a foreclosure notice

Mortgage Credit Certificate (MCC) Form

Request for Copy of MCC (499 KB)
Use this form to request information about your MCC for income tax purposes

Fax the completed form to 614.995.0487 or mail it to:

Ohio Housing Finance Agency
Attention: Office of Homeownership
57 East Main Street
Columbus, Ohio 43215

Recapture Tax Reimbursement Form

Request for Recapture Tax Reimbursement (142 KB)
Use this form to request recapture tax reimbursement