Mortgage Rates 
The mortgage rate for your OHFA loan depends on which homeownership program you qualify for and whether or not you choose to take advantage of our Down Payment Assistance Grant, Grants for Grads, or Homebuyer Tax Credit Advantage Program. Rates may change from time to time, so please check back often for the current rates.
| First-Time Homebuyer and Target Area Loan Programs | |
|---|---|
| 5.50% | without down payment assistance |
| 6.00% | with down payment assistance |
| Grants for Grads | |
| 5.50% | |
| Ohio Heroes Program | |
| 5.25% | for Ohio Heroes without down payment assistance |
| 5.75% | for Ohio Heroes with down payment assistance |
