office of affordable housing research 
The Office of Affordable Housing Research is dedicated to using research-based data to drive the Ohio Housing Finance Agency's (OHFA) mission, "We open the doors to an affordable place to call home," for Ohio families. OHFA helps homebuyers, renters, senior citizens and others obtain quality, affordable housing that meets their needs while supporting developers and property managers financially and through maintaining compliance with guidelines and regulations. Staffed by OHFA, the office works in partnership with The John Glenn School of Public Affairs at The Ohio State University and collaborates with other colleges, universities and partners to engage research to guide affordable housing policies.
Dr. Holly Beard joined OHFA in December 2009 to lead the Office of Affordable Housing Research. Working with Dr. Stephanie Moulton of the John Glenn School of Public Affairs, she will guide the implementation of research that will impact the future of affordable housing throughout the state.
We invite you to take time to read the following analysis that preceded the formation of the Office of Affordable Housing Research.
Mortgage Revenue Bond Program Analysis
The following research initiated the creation of OHFA's Office of Affordable Housing Research. Dr. Stephanie Moulton analyzed data from more than 20,000 borrowers who used loans funded through Mortgage Revenue Bonds (MRB) in Ohio, Indiana and Florida. The analysis contains details on lender participation in MRB programs, income and credit needs of borrowers, mortgage sustainability and how the MRB program increases the affordability of homeownership in certain lending environments.
Related Research
The Truth about Homebuyer Education and Counseling
There is significant correlation between homebuyer education and counseling and sustainable homeownership. Explore the various formats of homebuyer education being used and the effectiveness of the counseling resources available. — Written by Dr. Stephanie Moulton
Executive Summary: Mortgage Revenue Bond Program Use in Ohio (includes maps)
Close to 6,700 low- and moderate-income homebuyers were given the financial assistance they needed to purchase homes through the Mortgage Revenue Bond (MRB) Program in 2008. Take an in-depth look at the most popular areas in Ohio where OHFA's program is used. — Written by Dr. Stephanie Moulton
Hot Topics
Housing Market Effects of Inclusionary Zoning
Between 1988 and 2005, the use of inclusionary zoning policies directly impacted housing prices and starts in California. Read about the trend and discover insights between cities that have inclusionary zoning policies and those that do not in Cityscape: A Journal of Policy Development and Research. — Written by Antonio Bento, Cornell University; Scott Lowe, Boise State University; Gerrit-Jan Knapp, University of Maryland, College Park; and Arnab Chakraborty, University of Illinois, Urbana-Champaign.
Contacts
| Dr. Holly Beard Ohio Housing Finance Agency 57 East Main Street Columbus, Ohio 43215 614.752.9429 hbeard@ohiohome.org |
Dr. Stephanie Moulton John Glenn School of Public Affairs 310U Page Hall 1810 College Road Columbus, Ohio 43210 614.247.8161 moulton.23@osu.edu |
