Mortgage Credit Certificate Program
Lenders, Income and Purchase Price Limits
Lenders, Income and Purchase Price Limits 
Click on your county on the map below to find income limits, purchase price limits, and participating OHFA lenders for your area. You must meet the limits and use a participating lender to obtain an MCC. You can also download income and purchase price limits from our download center.
Keep in mind:
- Income limits vary depending on the number of people in your family and whether or not your home is in a target or non-target area. Most counties contain both target and non-target areas. For more information, download a list of target areas from our download center. You can also visit our target area maps page and click on your county to view target areas.
- Purchase price limits vary depending on whether the home is new or existing and located in a target or non-target area.
- FHA loan limits MAY be less than purchase price limits.
- The purchase price limits included in the map links below are for 1-family residences only. If you are considering purchasing a 2-unit (duplex), 3-unit, or 4-unit home, you may qualify for the program as long as the home is an existing home, does not exceed the maximum purchase price limits, and will be your principal residence. For purchase price limits for 1-family to 4-family residences, visit our download center and click on Maximum Purchase Price Limits for Homeownership Programs.
If you meet all the income and purchase price qualifications, contact a participating lender in your area to discuss the Mortgage Credit Certificate Program and begin the application process.
