FHLB Cincinnati Roundtable: Managing Expectations

Thursday, November 9: 9:30am – 11:30am

Join this roundtable for an interactive discussion with Federal Home Loan Bank of Cincinnati (FHLB) representatives on how to manage expectations when using the Affordable Housing Program (AHP) for housing development projects. What do developers expect from FHLB and the AHP? What does FHLB expect from developers? How are projects impacted when developers do not meet expectations? Come share your thoughts on these questions or submit your own questions using the conference app and they'll be discussed as well.

Session Materials:

FHLB Cincinnati Roundtable Presentations (872 KB Adobe PDF File)


Mary Hernandez, FHLB Cincinnati
Mary Hernandez is the Affordable Housing Program (AHP) Manager for the Federal Home Loan Bank of Cincinnati. In this capacity, Ms. Hernandez oversees assessment and recommendation of AHP funding awards for housing development projects, disbursement of funds, and monitoring throughout the development and long-term operational cycle of approved projects. The AHP is available to FHLB member financial institutions located in Ohio, Kentucky and Tennessee, and their community partners. Ms. Hernandez has over 20 years' experience in housing, community and economic development in both the public and private sectors. She holds a Bachelor of Science degree in Education from Texas Woman's University and a Master of Science degree in Executive Leadership and Organizational Change from Northern Kentucky University, as well as several certifications in housing and economic development finance, Low Income Housing Tax Credit development and compliance, and property management.

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