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Lenders for Franklin County, September 2026

LENDER Down Payment
OHFA offers 3% down payment assistance for conventional loans and 3.5% down payment assistance for government loans (FHA, VA, USDA). Learn More
MTC
OHFA provides homebuyers with a federal tax credit on a portion of mortgage interest paid. Learn More
Next Home
OHFA provides 30-year, fixed-rate FHA, VA and USDA-RD government loans mortgages to those who are not first-time buyers. Learn More
REFI
This program is available only to borrowers who have an OHFA loan that includes a DPA second mortgage with a term of 7 years. Learn More
CrossCountry Mortgage LLC ✓ ✓ ✓ ✓
NFM Lending , LLC ✓ ✓ ✓ ✓
Fairway Independent Mortgage Corp ✓ ✓ ✓ ✓
The Huntington National Bank ✓ ✓ ✓ ✓
Guaranteed Rate Inc ✓ ✓ ✓ ✓
Lower, LLC ✓ ✓ ✓ ✓
First Community Mortgage, Inc ✓ ✓ ✓ ✓
Rapid Mortgage Company ✓ ✓ ✓ ✓
DAS Acquisition Company, LLC ✓ ✓ ✓ ✓
Ruoff Mortgage Company Inc ✓ ✓ ✓ ✓
First Ohio Home Finance Inc ✓ ✓ ✓ ✓
Union Home Mortgage Corp ✓ ✓ ✓ ✓
Fifth Third Bank ✓ ✓ ✓ ✓
Synergy One Lending Inc ✓ ✓ ✓
Home Federal Savings & Loan Association ✓ ✓ ✓ ✓
Prime Lending ✓ ✓ ✓ ✓
US Bank Home Mortgage ✓ ✓ ✓ ✓
Guaranteed Rate Affinity ✓ ✓ ✓ ✓
1st Community Mtg/ Mortgage Boutique TPO ✓ ✓ ✓
American Neighborhood Mtg Acceptance Co ✓ ✓ ✓ ✓
Revolution Mortgage ✓ ✓ ✓ ✓
Geneva Financial, LLC ✓ ✓ ✓ ✓
Gold Star Mortgage Financial Group - TPO ✓ ✓ ✓
Equity Resources Inc. ✓ ✓ ✓ ✓
First Financial Bank ✓ ✓ ✓ ✓
Union Savings Bank ✓ ✓ ✓ ✓
HMA Mortgage ✓ ✓ ✓
Equitable Mortgage Corp ✓ ✓ ✓ ✓
First Commonwealth Bank ✓ ✓ ✓ ✓
Gold Star Family of Companies ✓ ✓ ✓ ✓
Bayshore Mortgage Funding, LLC ✓ ✓ ✓ ✓
German American Bank ✓ ✓ ✓ ✓
Neighborhood Loans, Inc ✓ ✓ ✓ ✓
The State Bank & Trust Company ✓ ✓ ✓ ✓
Highlands Residential Mortgage ✓ ✓ ✓
The Federal Savings Bank ✓ ✓ ✓ ✓
Mortgage 300 Corp ✓ ✓ ✓ ✓
Click n' Close, TPO dba Schmidt Mtg Co ✓ ✓ ✓
First Federal Community Bank of Bucyrus ✓ ✓ ✓ ✓
Polaris Home Funding Corp ✓ ✓ ✓ ✓
Western Ohio Mortgage Company ✓ ✓ ✓ ✓
Wesbanco Bank ✓ ✓ ✓ ✓
Envoy Mortgage Ltd. ✓ ✓ ✓ ✓
New American Funding ✓ ✓ ✓ ✓
Northpointe Bank ✓ ✓ ✓
Movement Mortgage ✓ ✓ ✓ ✓
First National Bank Texas DBA First Comm ✓ ✓ ✓ ✓
First Option Mortgage,LLC ✓ ✓ ✓ ✓
New Fed Mortgage Corp ✓ ✓ ✓
NextMortgage, LLC ✓ ✓ ✓
Panorama Mortgage Group, LLC ✓ ✓ ✓
Telhio Credit Union Inc ✓
United Federal Credit Union ✓ ✓ ✓ ✓
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