mortgage rates

First-Time Homebuyer &
Target Area Loan

7.00% w/out down payment assistance

Ohio Heroes

6.75% w/out down payment assistance

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Real Estate Agent Resources

Welcome to OHFA's resource center for real estate agents. Like you, OHFA is committed to helping more Ohioans purchase homes of their own. You can use our programs to sell more homes by educating your low- to moderate-income customers about OHFA mortgage programs designed specifically to meet their needs.

OHFA Programs

OHFA's affordable mortgage programs include:

First-Time Homebuyer Program for low- to moderate-income Ohioans
Target Area Loan Program for buyers purchasing homes in HUD's designated target areas
Ohio Heroes Program for first-time homebuyers who work in critical professions

Continuing Education Course for Real Estate Agents

Because a real estate agent is often a homebuyer’s first contact, it is important for you to understand OHFA's programs and know how to determine your customers’ eligibility. OHFA offers a two-hour continuing education course specifically designed for real estate agents. The Ohio Division of Real Estate has approved the course for real estate continuing education credit needed for your three-year license renewal.

The course provides coverage of our programs, including:

Property and buyer eligibility
The loan process
Information on how you can help more clients purchase their first homes

The course is offered several times each year in various locations throughout the state. Generally, our participating lenders sponsor the courses, but real estate brokerages and/or area real estate boards may also sponsor courses.

Advertising Guidelines

It’s important for real estate agents and OHFA to work together to make sure interested buyers get accurate information about our loan programs. Please review these guidelines to ensure your communications efforts are as effective as possible.

OHFA Advertising Guidelines

For More Information

Questions about our programs or CE course? Our Homeownership staff can help. Our staff also frequently speaks to groups about the benefits of our affordable mortgage programs. For more information, contact:

Dana Smith
Manager of Real Estate Relations
Ohio Housing Finance Agency
57 East Main Street
Columbus, Ohio 43215
614.644.7702
dsmith@ohiohome.org