FY 2026 Housing Needs Assessment Sections:

Jump to: Executive Summary | Table of Contents | Homeownership | Rental Housing | Home Energy & Utilities | Housing Instability & Homelessness | Housing Stock | Health | Income & Labor | Demographics | How Ohio Compares

Housing Instability & Homelessness

This section focuses on the population at risk of losing their homes to foreclosure or eviction and those experiencing homelessness. Data on those who are housing unstable are difficult to find, particularly for those forced to live with friends or family for a short period of time. Thus, many of the numbers in this section are likely an undercount of the total Ohio population experiencing housing instability.

Section Highlights

  • Over 1.2 million Ohioans (11%) live in a household spending at least half its income on housing, putting them at risk of losing their homes to foreclosure or eviction. This includes over 496,000 people living in households that are severely mortgage-burdened and over 761,000 Ohioans living in severely rent-burdened households.
  • Homelessness among school-age children remains high. Ohio's public and community schools reported that 31,883 students (1.8% of total enrollment) lacked a fixed, regular, and adequate place to sleep during the 2023-2024 school year.
  • On a single night in January 2024, 11,759 people were counted statewide as living in temporary housing, homeless shelters, or on the streets. This represents a 14% increase from 2019 and the highest point-in-time count of homeless Ohioans in a decade.
  • There are not enough shelter beds available for individual adults who are homeless. In January 2024, there were 8,338 homeless individuals aged 18 or over counted in Ohio but only 5,701 year-round shelter beds available for them — or 68 beds for every 100 people in need — leaving a shortage of 2,637 beds.

Jump to: Severely Cost-Burdened Housing | Negative Equity & Mortgage Default | Eviction | Homelessness | Downloadable Tables | Notes

Please be advised that the following maps and data visualizations are provided for informational purposes only. Load times will vary depending on your internet connection speed. To download the data for a specific map or data visualization, first click in the white space of the graphic, click the "Download" button below and then click "Data" in the menu that pops up. You may also access most of the data through the downloadable tables in Excel posted lower down on the page.


Severely Cost-Burdened Housing

Severely Cost-Burdened Population by Tenure

Source: IPUMS USA, University of Minnesota (based on the American Community Survey Public Use Microdata Sample)

Severely Cost-Burdened Population by Region

Source: IPUMS USA, University of Minnesota (based on the American Community Survey Public Use Microdata Sample)


Negative Equity & Mortgage Default




Annual Negative Equity Shares for the U.S. & Ohio

Source: MarketTrends, Cotality

Monthly 90-Day Delinquency Rates, U.S. & Ohio

Source: MarketTrends, Cotality

Monthly Foreclosure Rates for the U.S. & Ohio

Source: MarketTrends, Cotality


Negative Equity Share

Source: MarketTrends, Cotality

90-Day Delinquency Rate

Source: MarketTrends, Cotality

Foreclosure Rate

Source: MarketTrends, Cotality


Eviction

Eviction Filings

Source: State of Ohio Court Statistics; American Community Survey One-Year Estimates, Table B25003

Eviction Filing Rate

Source: State of Ohio Court Statistics; American Community Survey (ACS) Five-Year Estimates, ACS One-Year Estimates Table B25003


Homelessness




Homeless Pop. by Household Type, Shelter Status

Source: Point-in-Time Count, U.S. Department of Housing and Urban Development

Beds for Homeless Persons by Project Type

Source: Housing Inventory Count, U.S. Department of Housing and Urban Development


Homeless Share of School Enrollment by Region

Source: Ohio Department of Education and Workforce (public data request)

Shelter Beds per 100 Homeless Adults by CoC

Source: Point-in-Time Count and Housing Inventory Count, U.S. Department of Housing and Urban Development

Downloadable Tables

  • Housing Instability & Homelessness Tables – Coming Soon

Notes

The eviction filing rate is the number of new eviction filings per 100 renter-occupied households. In Ohio an eviction is legally referred to as a "forcible entry and detainer" or F.E.D.

Students meet the McKinney-Vento definition of homeless when they lack a fixed, regular, and adequate nighttime residence. Students who are sharing the housing of another person (doubled up) due to loss of housing, economic hardship, or similar reason meet the definition of homeless. This includes students living in motels, hotels, RV parks, or campgrounds due to lack of alternative adequate accommodations, as well as those living in emergency or transitional shelters or abandoned in hospitals. Typologies are defined by the Ohio Department of Education and Workforce and based on traditional school district boundaries. Statewide numbers include online and "bricks-and-mortar" community schools. All numbers are based on total head count. Students may be double counted across typologies if they moved during the school year, however statewide numbers represent unduplicated totals.

Ohio Regions are defined at the county level by TourismOhio, part of the Ohio Department of Development. Regional estimates of IPUMS USA data are calculated using a geographic correspondence file from the Missouri Census Data Center at the University of Missouri to "crosswalk" the data from Public Use Microdata Areas (PUMAs) to counties.

Data Sources