FY 2026 Housing Needs Assessment Sections:

Jump to: Executive Summary | Table of Contents | Homeownership | Rental Housing | Home Energy & Utilities | Housing Instability & Homelessness | Housing Stock | Health | Income & Labor | Demographics | How Ohio Compares

Table of Contents

I. Homeownership

Homeownership Sections
a. Homeownership Rate
  1. Quarterly Homeownership Rates for the U.S. & Ohio
  2. Change in Homeownership by Race, 2018 to 2023
  3. Homeownership Gap, U.S. & Ohio, Black & White
  4. Homeownership Gap, Black & White, by Income
  5. Homeownership Rate by County
  6. Homeownership Gap, Black & White, by Region
b. Housing Market
  1. Average Weekly Rates for Fixed-Rate Mortgages
  2. Monthly Number of Home Sales
  3. Monthly Median Home Price
  4. Median Home Price by County
  5. Change in Home Prices, 2019 to 2024, by County
c. Barriers to Homeownership
  1. Median Home-Price-to-Income Ratio
  2. Mortgage Loan Denial Rates for the U.S. & Ohio
  3. Mortgage Loan Denial Rate by Race/Ethnicity
  4. Denial Rate Gap, Black & White
  5. Denial Rate Gap, Black & White, by Income
  6. Debt Delinquency by County
  7. Average FICO® Score by County
  8. Median Home-Price-to-Income Ratio by County
  9. Mortgage Loan Denial Rate by County
  10. Denial Rate Gap, Black & White, by Region
d. Monthly Homeownership Costs
  1. Median Homeowner Costs by Mortgage Status
  2. Homeowner Costs as Share of Income, U.S. & Ohio
  3. Median Homeowner Costs for Mortgage Holders by County
  4. Change in Homeowner Costs for Mortgage Holders by County
  5. Costs as Share of Income for Mortgage Holders by County
e. Severe Mortgage Burden
  1. Severe Cost Burden by Mortgage Status, U.S. & Ohio
  2. Severe Mortgage Burden by Age
  3. Severe Mortgage Burden by Race/Ethnicity
  4. Severe Mortgage Burden by County
  5. Severe Mortgage Burden Gap, Black & White, by Region
f. Home Value & Housing Wealth Gap
  1. Median Home Value
  2. Median Home-Value-to-Income Ratio
  3. Median Home Value by Year Structure Built
  4. Median Home Value by Race/Ethnicity of Householder
  5. Housing Wealth Gap by Race/Ethnicity of Householder
  6. Median Home Value by County
  7. Black Housing Wealth Gap by Region
g. Home Improvement & Refinancing
  1. Home Improvement Loan Applications, U.S. & Ohio
  2. Refinancing Loan Applications in the U.S. & Ohio
  3. Home Improvement Loan Applications by County
  4. Refinancing Loan Applications by County

II. Rental Housing

Rental Housing Sections
a. Rent
  1. Median Monthly Rent, Two-Bedroom Apartment
  2. Median Monthly Rent by Number of Bedrooms
  3. Median Monthly Rent, Two-Bedroom Apartment by County
  4. Change in Median Rent, 2-Bedroom, 2019 to 2024, by County
b. Rental Affordability
  1. Change in Median Rent & Selected Income Levels
  2. Rent Share of Income for the U.S. & Ohio
  3. Shortage of Affordable & Available Units by Income
  4. Affordable & Available Ratio, U.S & Ohio, by Income
  5. Rent Share of Income by County
  6. Affordable & Available Ratio by Income & Region
c. Severe Rent Burden
  1. Severe Rent Burden in the U.S. & Ohio
  2. Severe Rent Burden by Age
  3. Severe Rent Burden by Race/Ethnicity
  4. Severe Rent Burden by County
  5. Severe Rent Burden Gap, Black & White, by Region

III. Home Energy & Utilities

Home Energy & Utilities Sections
a. Home Energy Use
  1. Residential Greenhouse Gas Emissions, U.S. & Ohio
  2. Residential Greenhouse Gas Emissions by Type
  3. Residential Carbon Footprint by County
b. Utility Costs
  1. Average Monthly Homeowner Utility Costs by Type
  2. Average Monthly Renter Utility Costs by Type
  3. Share of Households Participating in HEAP by County
  4. Share of Households Participating in PIPP by County
c. Internet
  1. Households Without Broadband, U.S. & Ohio
  2. Households Without Broadband Internet by County

IV. Housing Instability & Homelessness

Housing Instability & Homelessness Sections
a. Severely Cost-Burdened Housing
  1. Severely Cost-Burdened Population by Tenure
  2. Severely Cost-Burdened Population by Region
b. Negative Equity & Mortgage Default
  1. Annual Negative Equity Shares for the U.S. & Ohio
  2. Monthly 90-Day Delinquency Rates, U.S. & Ohio
  3. Monthly Foreclosure Rates for the U.S. & Ohio
  4. Negative Equity Share by County
  5. 90-Day Delinquency Rate by County
  6. Foreclosure Rate by County
c. Eviction
  1. Eviction Filings
  2. Eviction Filing Rate by County
d. Homelessness
  1. Homeless Population by Household Type, Shelter Status
  2. Beds for Homeless Persons by Project Type
  3. Homeless Share of School Enrollment by Region
  4. Shelter Beds per 100 Homeless Adults by CoC

V. Housing Stock

Housing Stock Sections
a. Change in Housing Units
  1. Change in Housing Stock for the U.S. & Ohio
  2. Housing Construction
  3. Construction Share of Housing Stock, U.S. & Ohio
  4. Change in Housing Stock by Region, 2019 to 2024
  5. Change in Production by Region, 2019 to 2024
b. Structure Type
  1. Housing Units by Structure Type
  2. Housing Construction by Structure Type
  3. Single-Family Detached Homes as Share of Units by County
  4. Medium-Density Housing Units as Share of Units by County
  5. Multifamily Housing Units as Share of Units by County
  6. Mobile or Manufactured Homes as Share of Units by County
c. Bedrooms
  1. Housing Units by Bedrooms, Occupancy, and Tenure
  2. Rental Housing Units by Bedrooms and Region
d. Housing Vacancy
  1. Quarterly Vacancy Rate, U.S. & Ohio, by Tenure
  2. Vacant Housing Units by Vacancy Status and Tenure
  3. Homeowner Vacancy Rate by County
  4. Rental Vacancy Rate by County
e. Moving
  1. Moves in Past 2 Years by Current & Previous Tenure
  2. Year Moved into Unit by Tenure
  3. Moves in Past Year by Tenure & Previous Geography
  4. Median Year Moved into Unit by County
f. Housing Quality
  1. Substandard Housing by Income and Tenure
  2. Housing Inadequacy by Severity and Tenure
  3. Substandard Housing by Region and Tenure

VI. Health

Health Sections
a. Lead Hazard
  1. Share of Units Built Pre-1950/1980 in the U.S. & Ohio
  2. Share of Housing Units Built Pre-1950 by County
  3. Elevated BLLs in Children Under 6 Years by Region
b. Infant Mortality
  1. Infant Mortality Rates for the U.S. & Ohio
  2. Infant Mortality Rate by Race/Ethnicity of the Mother
  3. Infant Mortality Rate by County
c. Disability & Accessibility
  1. Disability Prevalence Rates for the U.S. & Ohio
  2. Prevalence of Disability by Type
  3. Prevalence of Disability by Age
  4. Disability Prevalence Rate by County
d. Social Vulnerability
  1. Median Social Vulnerability Score by Theme
  2. Social Vulnerability Score by County

VII. Income & Labor

Income & Labor Sections
a. Household Income
  1. Household Income Distribution by Tenure
  2. Median Household Income
  3. Income Gap Ratio, Black & White Householders
  4. Income Gap Ratio, 20th & 80th Percentiles
  5. Median Household Income by County
  6. Change in Median Income, 2018 to 2023, by County
  7. Income Gap Ratio, 20th & 80th Percentiles, by County
b. Poverty
  1. Poverty Rates for the U.S. & Ohio
  2. Poverty Rate by County
c. Labor Force Participation & Unemployment
  1. Monthly Labor Force Participation Rate, U.S. & Ohio
  2. Monthly Unemployment Rates for the U.S. & Ohio
  3. Labor Force Participation Rate by County
  4. Unemployment Rate by County

VIII. Demographics

Demographics Sections
a. Population Change
  1. Change in Population for the U.S. & Ohio
  2. Change in Population, 2019 to 2024, by County
b. Age & Sex
  1. Population Distribution by Age & Sex
  2. Median Age for the U.S. & Ohio
  3. Population by Age Group
  4. Woman-Headed Households by Tenure
  5. Median Age by County
  6. Woman-Headed Households by Region & Tenure
c. Children
  1. Child Poverty Rates for the U.S. & Ohio by Age
  2. Child Housing Instability by Age
  3. Share of Population Under 18 by County
  4. Child Poverty Rate by County
  5. Child Housing Instability by Region
d. Older Adults
  1. Projected Share of Population 55 or Over by Age
  2. Older Adult Housing Instability by Age
  3. Share of Population 55 or Over by County
  4. Projected Share of Population 55 or Over by County
  5. Projected Change in Population 55 or Over by County
  6. Older Adult Housing Instability by Region
e. Household & Family Type
  1. Householders 65 or Over & Living Alone, U.S. & Ohio
  2. Families with Children as Share of Households by County
  3. Single Mothers with Children as Share of Renters by County
  4. Householders 65 or Over & Living Alone by County
f. Household Size & Overcrowding
  1. Average Household Size in the United States & Ohio
  2. Severe Overcrowding by Income and Tenure
  3. Average Household Size by County
  4. Severe Overcrowding by Region
g. Race/Ethnicity
  1. Housing Instability by Race/Ethnicity
  2. Black or African American Population by County
  3. Hispanic or Latino Population by County
  4. Asian or Pacific Islander Population by County
  5. Native American Population by Region
  6. Middle Eastern/North African Population by Region
  7. Housing Instability for Black Ohioans by Region
  8. Housing Instability for Hispanic Ohioans by Region
h. Refugees
  1. Refugee Arrivals to the U.S. & Ohio per Million
  2. Refugee Arrivals by World Region of Origin
i. Limited English Proficiency
  1. Languages Spoken at Home by the LEP Population
  2. LEP Housing Instability, Top 5 Languages
  3. LEP Individuals as Share of Pop. 5+ by Region
  4. Housing Instability for LEP Individuals by Region
j. Veterans
  1. Veterans by Period of Service
  2. Veteran Housing Instability by Age
  3. Veterans as Share of Civilian Adults by County
  4. Veteran Housing Instability by Region
k. Group Quarters & Institutionalization
  1. Group Quarters Population by Type
  2. Institutionalization Rate by Age
  3. Institutionalization Rate by Race/Ethnicity
  4. Institutionalization Rate by Region
l. Fair Housing
  1. Fair Housing Discrimination Cases Closed by Basis
  2. Cases Closed per 100,000 Households by Region

IX. How Ohio Compares

How Ohio Compares Sections
a. Homeownership
  1. Homeownership Rate
  2. Homeownership Gap, Black & White Householders
  3. Median Days on Market
  4. Mortgage Loan Denial Rate
  5. Home Improvement Loan Applications
  6. Severe Mortgage Burden
  7. Ratio of Home Value to Household Income
b. Rental Housing
  1. Gross Rent as Share of Income
  2. Government Rental Assistance
  3. Affordable & Available Ratio by Income
  4. Severe Rent Burden
c. Home Energy & Utilities
  1. Residential Greenhouse Gas Emissions
  2. Households Without Broadband Internet
d. Homelessness
  1. Transitional Age Youth Experiencing Homelessness
  2. Shelter Beds per 100 Homeless Adults
e. Housing Stock
  1. Change in Number of Housing Units, 2019 to 2024
  2. Housing Units by Structure Type
  3. Housing Vacancy Rate by Tenure
  4. Housing Inadequacy by Tenure
f. Health
  1. Share of Housing Units Built Pre-1950 & Pre-1980
  2. Disability Prevalence Rate
g. Income & Labor
  1. Income Gap Ratio, White & Black Householders
  2. Income Gap Ratio, 20th & 80th Percentiles
  3. Labor Force Participation Rate
h. Demographics
  1. Change in Population
  2. Median Age
  3. Single Mothers with Children as Share of Renters
  4. Average Household Size
  5. Institutionalization Rate