FY 2026 Housing Needs Assessment Sections:

Jump to: Executive Summary | Table of Contents | Homeownership | Rental Housing | Home Energy & Utilities | Housing Instability & Homelessness | Housing Stock | Health | Income & Labor | Demographics | How Ohio Compares


How Ohio Compares

This section benchmarks how Ohio is doing in comparison to other states when it comes to housing. It takes metrics from every other section of the Housing Needs Assessment and looks at how the state stacks up against Ohio's neighbors or other comparison states.


Section Highlights

  • In 2024, Ohio tied Kentucky for the lowest homeownership rate among neighboring states (70%), however this is higher than the national rate (66%). Ohio also has by far the lowest Black homeownership rate (37%) and the widest homeownership gap between white and Black householders (36 percentage points) compared to its neighbors.
  • Homes for sale in Ohio spend a relatively short time on the market. In 2024 Ohio had the lowest median number of days on the market (41) compared to neighboring states or the country as a whole (55).
  • In 2024, more than a quarter of 19-year-olds transitioning out of foster care in Ohio (26%) reported experiencing homelessness in the prior two years, which is the highest share among Ohio's neighboring states and a considerably higher likelihood than the national average (19%). At the same time, Ohio's cohort of 17-year-olds exiting foster care is less likely to have recently experienced homelessness (22%) and less likely than the national cohort at that age (24%).
  • Ohio has the largest income gap between the wealthiest 20% of households and the bottom 20%, compared to neighboring states. The income level for the top 20% of Ohio households is 1.7 times the threshold for the poorest 20%, wider than the national income gap ratio between these two quintiles (1.5).

Jump to: Homeownership | Rental Housing | Home Energy & Utilities | Homelessness | Housing Stock | Health | Income & Labor | Demographics | Downloadable Tables | Notes


Please be advised that the following maps and data visualizations are provided for informational purposes only. Load times will vary depending on your internet connection speed. To download the data for a specific map or data visualization, first click in the white space of the graphic, click the "Download" button below and then click "Data" in the menu that pops up. You may also access most of the data through the downloadable tables in Excel posted lower down on the page.



Homeownership




Homeownership Rate

Source: Current Population Survey/Housing Vacancy Survey (CPS/HVS), U.S. Census Bureau

Homeownership Gap, Black & White Householders

Source: American Community Survey (ACS) One-Year Estimates, Tables B25003A/B

Median Days on Market

Source: Realtor.com® Real Estate Data and Housing Market Trends



Mortgage Loan Denial Rate

Source: Home Mortgage Disclosure Act (HMDA) data, Consumer Financial Protection Bureau

Home Improvement Loan Applications

Source: Home Mortgage Disclosure Act (HMDA) data, Consumer Financial Protection Bureau; American Community Survey (ACS) One-Year Estimates, Table B25003

Severe Mortgage Burden

Source: American Community Survey (ACS) One-Year Estimates, Table B25091

Ratio of Home Value to Household Income

Source: American Community Survey (ACS) One-Year Estimates, Tables B25077 & B25119



Rental Housing



Gross Rent as Share of Income

Source: American Community Survey (ACS) One-Year Estimates, Tables B25064 & B25071

Government Rental Assistance

Source: American Housing Survey, U.S. Census Bureau


Affordable & Available Ratio by Income

Source: The Gap: A Shortage of Affordable Homes, March 2025, National Low Income Housing Coalition (based on the American Community Survey Public Use Microdata Sample)

Severe Rent Burden

Source: American Community Survey (ACS) One-Year Estimates, Tables B25070 & B25106



Home Energy & Utilities


Residential Greenhouse Gas Emissions

Source: Inventory of U.S. Greenhouse Gas Emissions and Sinks by State, U.S. Environmental Protection Agency

Households Without Broadband Internet

Source: American Community Survey (ACS) One-Year Estimates, Table B28003



Homelessness


Transitional Age Youth Experiencing Homelessness

Source: National Youth in Transition Database Youth Outcomes Report,
U.S. Department of Health and Human Services

Shelter Beds per 100 Homeless Adults

Source: Housing Inventory Count, Point-in-Time Count, U.S. Department of Housing and Urban Development



Housing Stock

Change in Number of Housing Units, 2019 to 2024

Source: Population and Housing Estimates, U.S. Census Bureau

Housing Units by Structure Type

Source: American Community Survey (ACS) One-Year Estimates, Table B25024

Housing Vacancy Rate by Tenure

Source: Current Population Survey/Housing Vacancy Survey (CPS/HVS), U.S. Census Bureau

Housing Inadequacy by Tenure

Source: American Housing Survey, U.S. Census Bureau



Health


Share of Housing Units Built Pre-1950 & Pre-1980

Source: American Community Survey (ACS) One-Year Estimates, Table B25034

Disability Prevalence Rate

Source: American Community Survey (ACS) One-Year Estimates, Table B18101



Income & Labor


Income Gap Ratio, White & Black Householders

Source: American Community Survey (ACS) One-Year Estimates, Tables B19013A/B

Income Gap Ratio, 20th & 80th Percentiles

Source: American Community Survey (ACS) One-Year Estimates, Table B19080

Labor Force Participation Rate

Source: Local Area Unemployment Estimates, U.S. Bureau of Labor Statistics



Demographics


Change in Population

Source: Population and Housing Estimates, U.S. Census Bureau

Median Age

Source: Population and Housing Estimates, U.S. Census Bureau


Single Mothers with Children as Share of Renters

Source: American Community Survey (ACS) One-Year Estimates, Tables B25009 & B25115

Average Household Size

Source: American Community Survey (ACS) One-Year Estimates, Tables B17001 & B25003

Institutionalization Rate

Source: Decennial Census


Downloadable Tables

  • How Ohio Compares Tables – Coming Soon

Notes

Severe mortgage burden is defined as an owner-occupied household spending at least 50 percent of income on homeowner costs or having no income.

Gross rent includes average monthly cost of utilities (i.e., electricity, natural gas, water, sewer, and heating fuels).

Severe rent burden is defined as a renter household spending at least 50 percent of household income on gross rent or having no income.

Extremely low-income (ELI) is defined as those with incomes at or below the federal poverty level or 30% of area median income, whichever is greater. Very low-income (VLI) is defined as those with incomes at or below 50% of area median income, including ELI households. Affordability is based on the common standard that households should not spend more than 30% of their income on housing. Rental units are both "affordable and available" to renters in a specific income group if the gross rent meets the 30% affordability threshold and they are either available for rent or occupied by households with incomes at or below the defined income level.

Residential greenhouse gas emissions come from fossil fuel combustion in home energy use, as well as the use of products that emit ozone-depleting substances. Emissions are presented in millions of metric tons of carbon dioxide equivalent (CO2e). Other greenhouse gases include methane and nitrous oxide.

Transitional age youth (TAY) are young people between 16 and 24 years of age who are in transition out of state custody or foster care. Survey results on TAY outcomes are based on a five-year cohort. At 17 years of age, respondents reported any experience of homelessness in their lifetime, while 19- and 21-year-old respondents reported experience of homelessness in the past two years. Homelessness is defined as having no regular or adequate place to live.

Data on new housing units authorized for construction are limited to privately-owned homes.

Vacation homes are identified by the Census Bureau as housing units for "seasonal, recreational, or occasional use."

A 2013 study from The Ohio State University found that the share of homes built before 1950 was the most important predictor of elevated blood lead levels (BLLs) in Ohio children under 6. Those homes predate the earliest laws in the United States restricting the use of lead paint in housing, which were enacted in the 1950s in some cities. Pre-1950 homes are also more likely to have chipped paint or lead-contaminated dust which can be ingested by young children. The use of lead paint in housing was finally banned nationally in 1978 by the Consumer Product Safety Commission. As such homes built between 1950 to 1979 are considered to pose moderate levels of risk to young children; homes built prior to 1950 are considered to be pose a greater risk.


Data Sources